Revenue-based underwriting — we look at your sales, not your personal assets. Equipment, lease deposits, seasonal bridge, build-out capital. Decisions in days.
These are illustrative examples based on realistic SMB funding patterns — not guarantees. Your actual range depends on your revenue, tenure, and credit profile.
Replace walk-in cooler + commercial hood after health inspection. Revenue-based approval on $45K/mo gross sales.
Secured a second location. Covered 3-month deposit and initial renovation costs. No real estate pledge required.
Covered staffing costs during a slow January while waiting for Valentine's and spring traffic to ramp.
Business name, email, funding need, monthly revenue. Soft pull only — no credit impact.
A real human advisor reviews your application within 24 hours and reaches out with questions or options.
Clear terms, no surprises. Review and accept the offer that works for your business.
Typically 1–3 business days after acceptance. No origination fees to pay upfront.
Soft credit pull only. A funding advisor reviews your file within 24 hours.
No. We look at trailing 3–6 months of bank statements, not just one month. If your revenue cycles seasonally but averages $20K+/month, we have products designed for that pattern. Revenue-based financing in particular adjusts repayment to your cash flow.
Yes. Equipment purchases (fryers, walk-ins, POS systems, refrigeration) are one of the most common uses. You don't need to pledge the equipment as collateral — approval is based on your revenue history. We don't do equipment liens.
Yes. For initial qualification, we use bank statements (3–6 months), not tax returns. Tax returns may be requested for larger amounts or specific products, but you can start the process and get a real answer without them.
Not automatically. Credit is one signal, not the whole picture. If your restaurant is generating consistent revenue, we evaluate the cash flow first. Many restaurant owners with fair credit have funded successfully through revenue-based products.
Yes — second-location expansion is a common use case. Lease deposits, build-out, and initial inventory are all fundable through your existing business's revenue. You'll need 6+ months of operating history on the first location.
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